30 Best Synonyms for Broke: Meanings, Examples & How

If you need a synonym for broke, the best choice depends on what you mean. Broke can describe having no money, being damaged, or being emotionally exhausted. Common synonyms include penniless, poor, bankrupt, damaged, shattered, exhausted, and drained. Choosing the right word makes your writing more precise and natural.

Quick Answer

The most suitable synonym for broke depends on its meaning:

  • Broke = having little or no money: penniless, poor, cash-strapped, impoverished
  • Broke = financially failed: bankrupt, insolvent, ruined
  • Broke = damaged or not working: damaged, faulty, defective, malfunctioning
  • Broke = physically separated: shattered, split, cracked, fractured
  • Broke = emotionally or physically exhausted: drained, exhausted, worn-out, depleted

What Does “Broke” Mean?

The word broke has several meanings in English.

Most commonly, broke is an informal adjective meaning that someone has very little or no money.

Example:
“I’m broke until payday.”

However, broke can also be the past tense of break.

Example:
“She broke the glass.”

In this sense, it can refer to something being damaged, fractured, separated, or disrupted.

Because broke has multiple meanings, there is no single synonym that works in every sentence. The context determines which alternative is most appropriate.

30 Synonyms for Broke

1. Penniless

Simple meaning: Having no money.

Example: After paying his rent, he was completely penniless.

Best usage/context: Use this when emphasizing that someone has almost no money at all.

2. Poor

Simple meaning: Having little money or few financial resources.

Example: The family was poor but worked hard to improve their situation.

Best usage/context: A broad term for financial hardship, but it can sound sensitive when describing people.

3. Bankrupt

Simple meaning: Unable to pay debts.

Example: The company became bankrupt after years of financial losses.

Best usage/context: Best for serious financial failure, especially businesses and formal situations.

4. Impoverished

Simple meaning: Very poor or lacking financial resources.

Example: The organization supports children from impoverished communities.

Best usage/context: Formal writing and discussions about long-term poverty.

5. Destitute

Simple meaning: Having almost nothing and lacking basic necessities.

Example: The disaster left several families destitute.

Best usage/context: Strong and serious; often used for extreme poverty.

6. Insolvent

Simple meaning: Unable to pay debts when they are due.

Example: The company became insolvent after losing its main customer.

Best usage/context: Formal financial, legal, and business contexts.

7. Cash-strapped

Simple meaning: Having very little available money.

Example: The cash-strapped student searched for a cheaper apartment.

Best usage/context: Informal or semi-formal discussions about temporary financial difficulty.

8. Financially troubled

Simple meaning: Experiencing money problems.

Example: The financially troubled business reduced its expenses.

Best usage/context: Neutral and professional descriptions of financial difficulty.

9. Struggling

Simple meaning: Having difficulty managing financially or generally.

Example: Many students are struggling to cover their living expenses.

Best usage/context: Useful when describing ongoing difficulties without sounding overly harsh.

10. Hard up

Simple meaning: Having very little money.

Example: I’m a little hard up this month.

Best usage/context: Informal English, especially for temporary money problems.

11. Broke

Simple meaning: Having no money or very little money.

Example: I can’t go shopping today because I’m broke.

Best usage/context: Casual everyday conversation.

12. Ruined

Simple meaning: Completely damaged or financially destroyed.

Example: The failed investment left him financially ruined.

Best usage/context: Strong language for severe financial or personal loss.

13. Depleted

Simple meaning: Greatly reduced or used up.

Example: After the emergency, their savings were completely depleted.

Best usage/context: Useful for money, savings, supplies, energy, or resources.

14. Drained

Simple meaning: Having almost no energy or resources left.

Example: After working two shifts, she felt completely drained.

Best usage/context: Best when broke means lacking energy rather than lacking money.

15. Exhausted

Simple meaning: Extremely tired.

Example: He was exhausted after working all night.

Best usage/context: Physical or mental tiredness.

16. Worn-out

Simple meaning: Extremely tired or used heavily.

Example: I felt worn-out after the long journey.

Best usage/context: Informal descriptions of tiredness or old, heavily used objects.

17. Damaged

Simple meaning: Harmed or no longer in its original condition.

Example: The package arrived with a damaged box.

Best usage/context: Use this instead of broke when referring to an object that has been harmed.

18. Broken

Simple meaning: Damaged or not functioning properly.

Example: My phone screen is broken.

Best usage/context: General descriptions of damaged objects or equipment.

19. Faulty

Simple meaning: Not working correctly because of a defect.

Example: The technician replaced the faulty cable.

Best usage/context: Products, machines, equipment, and technical problems.

20. Defective

Simple meaning: Having a fault or manufacturing problem.

Example: The customer returned the defective appliance.

Best usage/context: Formal or commercial contexts.

21. Malfunctioning

Simple meaning: Not operating correctly.

Example: The machine stopped because one of its sensors was malfunctioning.

Best usage/context: Machines, electronics, software, and technical systems.

22. Cracked

Simple meaning: Having a narrow split or break.

Example: She replaced her cracked phone screen.

Best usage/context: Glass, screens, walls, ceramics, and similar materials.

23. Fractured

Simple meaning: Broken or split, especially into pieces.

Example: The accident left him with a fractured arm.

Best usage/context: Medical, technical, or formal descriptions.

24. Shattered

Simple meaning: Broken into many small pieces.

Example: The ball shattered the window.

Best usage/context: Glass, objects, or figurative descriptions of something completely destroyed.

25. Split

Simple meaning: Divided or separated into two or more parts.

Example: The wooden board split down the middle.

Best usage/context: Physical objects, groups, decisions, and relationships.

26. Ruptured

Simple meaning: Broken or burst open suddenly.

Example: The pipe ruptured during the freezing weather.

Best usage/context: Pipes, vessels, structures, and formal or technical contexts.

27. Collapsed

Simple meaning: Fell down or failed suddenly.

Example: Part of the old building collapsed during the storm.

Best usage/context: Buildings, structures, systems, or figurative situations.

28. Defunct

Simple meaning: No longer operating or existing.

Example: The company is now defunct.

Best usage/context: Businesses, organizations, systems, and institutions that have stopped operating.

29. Depleted

Simple meaning: Used up or greatly reduced.

Example: The team’s energy was depleted by the end of the match.

Best usage/context: Resources, savings, supplies, energy, and reserves.

30. Spent

Simple meaning: Having used all available energy, money, or resources.

Example: By the end of the day, I was completely spent.

Best usage/context: Energy, money, time, or resources depending on the sentence.

Comparison Table: Broke and Its Synonyms

SynonymMain MeaningToneBest Context
PennilessNo moneyNeutralPersonal finances
PoorLittle moneyNeutralGeneral poverty
BankruptUnable to pay debtsFormalBusiness/finance
ImpoverishedVery poorFormalSocial issues
DestituteExtremely poorStrongSevere hardship
InsolventUnable to pay debtsFormalFinance/legal
Cash-strappedLimited moneyInformalTemporary financial problems
Hard upShort of moneyInformalEveryday conversation
StrugglingExperiencing difficultyNeutralFinancial hardship
DepletedUsed upNeutralMoney/resources
DrainedLacking energyInformalTiredness
ExhaustedExtremely tiredNeutralPhysical/mental fatigue
DamagedHarmedNeutralObjects
FaultyNot working correctlyNeutralProducts/equipment
DefectiveHaving a defectFormalManufacturing
MalfunctioningNot operating correctlyTechnicalMachines
CrackedPartly brokenNeutralGlass/screens
FracturedBroken/splitFormalBones/materials
ShatteredBroken into piecesStrongGlass/objects
SplitDivided or separatedNeutralObjects/groups
CollapsedFell or failedNeutralStructures/systems

How to Choose the Right Synonym for “Broke”

For Casual Financial Situations

Use broke, hard up, or cash-strapped.

Example:
“I’m broke this week.”

These expressions work well in everyday conversations.

For Serious Poverty

Use destitute, impoverished, or penniless.

Example:
“The war left many families destitute.”

These words communicate a more serious level of financial hardship.

For Business and Finance

Use bankrupt or insolvent.

Example:
“The company became insolvent.”

These terms are more precise than the informal word broke.

For Damaged Objects

Use damaged, broken, faulty, defective, or malfunctioning.

Example:
“The washing machine is malfunctioning.”

The specific choice depends on whether the object is physically damaged or simply failing to work properly.

For Physical Breakage

Use cracked, fractured, shattered, split, or ruptured.

Example:
“The glass was shattered.”

These words describe different types and degrees of physical damage.

For Tiredness

If broke is being used to describe a lack of energy, choose exhausted, drained, worn-out, or spent.

Example:
“After the long trip, I was completely exhausted.”

Common Mistakes When Using Synonyms for Broke

Using “Bankrupt” for a Person Who Simply Has No Cash

Someone who has no money today is not necessarily bankrupt.

Less precise:
“I’m bankrupt until Friday.”

Better:
“I’m broke until Friday.”

Bankrupt usually refers to serious financial failure and has a more specific financial meaning.

Using “Poor” When You Mean Temporarily Short of Money

Being poor generally suggests a broader or longer-term lack of financial resources.

If you simply spent your paycheck and have little money left, broke or cash-strapped may be more appropriate.

Using “Broken” for Financial Problems

Broken usually describes something damaged or not functioning.

Incorrect:
“My bank account is broken.”

Better:
“I’m broke.”

Using “Faulty” for Everything That Is Broken

Faulty usually suggests a defect or problem that prevents something from working properly.

For simple physical damage, damaged or broken may be more natural.

Confusing “Broke” With “Broken”

Broke can be the past tense of break:

“She broke the cup.”

Broken is commonly used as a past participle or adjective:

“The cup is broken.”

The correct form depends on the grammatical structure of the sentence.

FAQs:

What is the best synonym for broke?

For having no money, penniless is a close synonym. For informal everyday speech, hard up or cash-strapped can also work.

What is a formal synonym for broke?

Depending on the meaning, formal alternatives include insolvent, bankrupt, impoverished, and financially troubled.

What is a synonym for broke when talking about money?

Common choices include penniless, poor, cash-strapped, hard up, impoverished, and destitute.

What is a synonym for broke when something is damaged?

Use broken, damaged, faulty, defective, cracked, fractured, shattered, or malfunctioning, depending on the type of damage.

Is “penniless” stronger than “broke”?

Usually, penniless emphasizes having no money at all, while broke can mean having very little money or temporarily having no spending money.

Is “bankrupt” the same as “broke”?

No. Broke is informal and often describes a person’s temporary lack of money. Bankrupt describes a serious financial condition involving inability to pay debts and is especially common in business and legal contexts.

What is a synonym for broke meaning tired?

If you mean extremely tired, useful alternatives include exhausted, drained, worn-out, and spent.

Can “poor” replace “broke” in every sentence?

No. Poor usually refers to limited financial resources in a broader sense, while broke often describes a temporary lack of money. Context matters.

Conclusion

The word broke has several meanings, so the best synonym depends on the situation. When talking about money, words such as penniless, cash-strapped, hard up, poor, and destitute describe different levels or types of financial difficulty. In formal financial contexts, bankrupt and insolvent are more precise.

When broke refers to physical damage, words such as damaged, faulty, cracked, fractured, shattered, and malfunctioning provide more specific descriptions. If the intended meaning is extreme tiredness, exhausted, drained, worn-out, or spent may be better choices.

Using the right synonym helps make your English clearer, more natural, and more precise.

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